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All Real Estate MD

Serving Maryland Home Buyers & Sellers Since 1986.

Archive for category Home Sellers

Sell Home Maryland Baltimore Selling Home Harford County

Jan 28

Posted by admin in Home Sellers | No Comments

Sell_My_Home_Fast_MarylandSell home Maryland, sell home Baltimore County or selling home harford county. Your goal to sell a Maryland
home fast, for top dollar and with the least amount of inconvenience. How do I know that this is your goal, because I have sold hundreds of homes in the last twenty plus years and that has been the goal of almost every one of my home sellers.

Whether you are looking for a top Realtor in Maryland, an experienced Baltimore County Realtor or the best Realtor in Harford County, other than knowledge and the ability to represent your best interest, there is one very important skill that your home listing agent must have to sell your home fast, for the most money and with the least amount of headaches.

That skill is to be an expert marketer and to be more specific an expert at marketing your home on the internet. More than 85% of home buyers search for their home on the internet (according to the National Association of REALTORS). So if the real estate agent representing you does not know how to put your home where home buyers are looking, chances are they are not going to find it.

Value of anything is determined by supply and demand. As a home selling realtor our job is to create the demand by marketing your home to as many potential home buyers as possible. If almost 9 of 10 are searching on the internet, how do we locate the ones that are motivated and qualified to buy
your home.

Needless to say it is not enough to stick a sign in the yard, post an ad and put your home in the multiple list. It is also not enough to just place your home on the internet. Most mls systems automatically upload home listings to popular sites like realtor.com, zillow.com and others that are very popular
and effective, but is it really enough and is it the best we can do?

There are a ton of great looking websites that get little or no visits. It is all about traffic, getting people to actually see your home information, pics and virtual tour. Look at it this way, if you only had enough money to put up one billboard to advertise your home, would you want it on a road that ten vehicles pass per day or a major highway with a consistent flow of vehicles 24/7.

How do we find the right location? For a billboard we would do a traffic analysis. On the internet it is a little easier to find a high traffic website. We visit alexa.com which ranks websites by the amount of visitors. Here are the top four:

Top Sites
The sites in the top sites lists are ordered by their 1 month alexa traffic rank. The 1 month rank is calculated using a combination of average daily visitors and pageviews over the past month. The site with the highest combination of visitors and pageviews is ranked #1.

1. Google

google.com
Enables users to search the Web, Usenet, and images. Features include PageRank, caching and translation of results, and an option to find similar pages. The company’s focus is developing search technology.

2. Facebook

facebook.com
A social utility that connects people, to keep up with friends, upload photos, share links and videos.

3. YouTube – Broadcast yourself

youtube.com
YouTube is a way to get your videos to the people who matter

to you. Upload, tag and share your videos worldwide!

4. Yahoo!

yahoo.com
Personalized content and search options. Chatrooms, free e-mail, clubs, and pager.

Now we know where the traffic is, but where there is more traffic, there is more competition. Therefore it takes special skills to get your message seen. If you and your agent can accomplish this, you are on your way to accomplishing your home selling goals.

You are reading this article today because I found you, more than likely on one of the top websites listed above, the same way that I find home buyers for home sellers that say “sell my home in Maryland”. I have created a free video that shows proof of our marketing and how we are able to help our maryland home sellers get maximum exposure in a time of limited demand. To view this free video go to Sell Home Maryland

Contact Jim Whittaker direct at 41.688.1595 or Keller Williams Premier Realty (o) 443.512.0090 an experienced real estate agent serving the greater Batlimore and Harford County Maryland area for 24 years.

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What Is My Home Worth, Find Maryland Home Values & Recent Home Sales

Jan 2

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Home ValueWhat is my Home Worth? What did my neighbors home sell for? Is it enough to just find your Maryland Homes Value? Or do you need all active and recent home sales information, to really get the whole picture.

We are experiencing an ever changing market, so when it comes to real estate values knowing the current trends in your area is essential to accuracy. For example, property values in you neighborhood are dropping at 2% a month, your home is worth $300,000 today, but average time on the market is 121 days. So do you price your home at todays value or 2-8% below? The truth is it really depends on your motivation and ultimate goal, which is an entire article in itself. The point is home value is more than just a number when it comes to selling your home.

Trends are different from county to county,town to town and neighborhood to neighborhood. So what is happening in your neighborhood today and what can you expect in the coming months and year. Keep on top of the home market with MarketSnapshot. You can be kept udated monthly, bi-monthly, or every other month or never again you choose.

What is MarketSnapshot? The most complete information in reference to home market value and trends available today Including Community Info such as police, college, fitness,church, shopping and transportation. School information with links to each school websites, aerial views, contact information and proximity to home. Home value, active homes for sale, sold homes, days on market, list to sales price and detailed property information.

So, what is my home worth, is an excellent question, but the answer is not so simple. To determine accurate home values especially in a changing market you will need more than a number. All of that information can be found at Home Market Values For FREE, So c1ick on the blue link and enjoy.

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Maryland Home Short Sale Harford County Short Sale Realtor Baltimore

Dec 6

Posted by admin in Home Sellers | No Comments

short_sale_realtorMaryland home short sale Harford County Realtor Baltimore Specialist. First we need to understand what a MD short sale is. The wikipedia definition “A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property’s loan.[1] It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the current debtor. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrower.”

A very important point not mentioned in this explanation , you do need to be behind in your mortgage or in foreclosure to be considered for a short sale. For example, you are making your payments on time, everything is good, all of the sudden a mandatory job or military transfer or you lose your job and you need to move to another area to find new employment and your home is now worth less than you owe and you do not have a way to make up the difference. This is one example, but there are many others. The main point is, if you have a hardship and your home sale will not bring enough to pay the mortgage liens in full, you may qualify. All lenders are different, please consult your mortgage company for their specific qualifications and forms.

The most basic thing to understand about the Maryland short sale process is this, you are selling your home and a buyer is buying your home. That process is the same as it would be in a normal sale with one exception to the contract and that is you need third party approval to complete the sale (go to closing). So what does that mean, the only parties to the contract are the seller and the buyer. The bank or mortage company is not a party to the contract, but in order for the contract to go to settlement, the bank, since they are not getting all their money, must agree to the terms.

In other words the seller negotiates with the buyer for the real estate contract terms and conditions, after it is agreed to by all, then the seller submits the contract to the bank and opens negotiations with them if they do not accept the terms as written. As I am writing this I am feeling that these words are making it seemed more complicated than it really is.

It is a fairly simple process, especially now, under new rules handed down to mortgage companies by the Obama administration, also known as “The Home Affordable Foreclosure Alternatives Program”. A process that was taking up to six months, now must be approved or disapproved within ten days. This is huge, because many buyers could not wait that long and sellers were losing in some cases their only opportunity.  The other good news is that an approved transaction must fully release the borrower from the debt, which is one less debate you must enter into with your lender. Prior to this new rule, the borrower may have been required to sign a promissory note for the balance or a portion of it at settlement.

An important point to make is these new guidelines only apply to banks and lenders that are subject to federal banking oversight. That means Chase, Wells Fargo and Bank of America, but not neccessarily you local or state cshort_sale_homehartered banks who remain free to be as unreasonable as they want in the short sale process. My suggestion is to contact your financial institution as soon as possible if you are considering a short sale. Find out if they fall under the new rule, get their short sale policy in writing along with all of the forms you will need. The more information you have the less you will fear.

There is never a good time to do a short sale, but at the same token, the process has never been better for sellers, buyers, real estate agents and banks alike. If everyone is performing in good faith, in the end each persons goal can be reached with the least amount of loss, pain and frustration.

As always to your success and happiness.

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